BBVA Compass helping low- and moderate-income borrowers overcome barriers to home ownership!  Our sequential referral base approach allows you to take advantage of this wonderful opportunity.  1) Income 2) Credit 3) Realtor 4) Loan officer 5) Bank!  Don’t let anyone tell you that you can’t afford to buy a home when the fact remains that as long as you have been renting and filing taxes for the last two years your ready to go.  This Zero Down Zero Closing program means It’s cheaper for you to buy than it is for you to rent.  Your income tells you how much of a house you can afford and were here to tell you no matter if it’s a house, condo, or town home you will never own your dream home if you continue to rent.  There are tons of duplexes, town homes, and condo’s available for you with mortgage payments around $500.00 monthly in great environments.  #Get Credit- We match you with the right credit representative!  #Get Land- We match you with the perfect buyer’s agent!

     New HOME program helps qualifying borrowers meet down payment, closing costs- It’s part of bank’s effort to support low- and moderate-income individuals, neighborhoods
HOME allows qualifying borrowers to finance up to 100 percent of a home’s value, with the bank contributing up to $4,500 toward certain closing costs. The program is part of BBVA Compass’ recent pledge to put $11 billion in lending, investments and services toward supporting low- and moderate-income individuals and neighborhoods, and will also include a free online home buyer education course to help prepare borrowers for the responsibility of managing a home loan.”We’ve built a comprehensive program that will help many people across our footprint realize the dream of home ownership — something that may have seemed unattainable to them in the past,” said Eduardo Castaneda, executive director of real estate lending for BBVA Compass. “The financing and closing cost assistance, and the essential home buyer education, will help ensure they enjoy the benefits of their new home for years to come.”Other benefits of the bank’s HOME program:⦁ Borrowers can move into a new residence with as little as $500 of their own funds. Seller funds and cash gifts can be used to pay remaining closing costs and so-called “prepaids” — expenses such as taxes and insurance that must be paid at closing before they are technically due.⦁ The program offers flexible fixed-rate mortgage terms, with 30-, 25-, 20-, 15- and 10-year options available.⦁ The HOME mortgage is also available to borrowers with higher incomes if they’re financing properties in low- or moderate-income census tracts.Another wonderful lending program for first time home buyers and you guessed it to get pre-qualified for this lending program get match with one of our credit representatives today!